HomeSportsSwindon Town debts reach £10 million in latest accounts

Swindon Town debts reach £10 million in latest accounts

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Swindon Town FC Posts £2.57m Loss as Debt Surges Past £10.6m

Financial filings for Swindon Town Football Club have confirmed a significant deterioration in the club’s financial position, with accounts for the year ending May 2025 revealing a pre-tax loss of £2,572,598. The figures, published on Companies House, align with warnings previously made by CEO Anthony Hall in a public forum.

Mounting Debts and Increasing Losses

The club’s total debt has now escalated to £10,683,645, a sharp increase from £8,111,047 the previous year. This represents the net effect of the substantial loss recorded during the financial period. The scale of this loss exceeds those of the two preceding years combined; the club lost £1,073,519 in 2023 and £1,340,136 in 2024.

A critical component of this debt is bank borrowings totaling £10,374,725. These funds have been provided by majority owner Clem Morfuni to support the club’s ongoing operational costs, a point acknowledged during a roundtable discussion featuring Morfuni, Hall, and manager Ian Holloway on the club’s official YouTube channel.

Owner’s Personal Funding and Sustainability Concerns

During that same discussion, Morfuni admitted to a challenging financial reality: he is personally injecting approximately £200,000 of his own money each month to keep the club solvent. Both he and Hall conceded that the club remains far from achieving financial sustainability, relying heavily on this continuous owner funding to bridge the gap between income and expenditure.

This reliance on owner loans has drawn scrutiny from independent analysts. Football finance expert Kieran Maguire highlighted on social media platform X the extent to which the club’s operations have been “propped up” by these loans from Morfuni.

Fan Trust Calls for Long-Term Solution

The growing debt mountain has been a persistent concern for the official supporters’ trust, TrustSTFC. The trust first raised the issue in an open letter in May 2024 and has repeatedly emphasized it in subsequent interviews with media outlets including The Swindon Advertiser and BBC Radio Wiltshire throughout 2025.

TrustSTFC has formally requested that Morfuni convert a portion of his loans into equity, a move that would strengthen the club’s balance sheet by reducing debt and increasing shareholder funds. Trust chair Neil Hutchings articulated the core dilemma in January 2025, estimating Morfuni’s total funding since his involvement to be around £1.5 million annually, suggesting the debt owed could now be in the region of £9-10 million.

“From a Trust perspective, we feel it is fine that Clem is funding us day to day, but what is he doing to help take the club forward?” Hutchings questioned. “How is he generating that additional revenue? How is he bringing supporters in and bringing back supporters? We have to start addressing some of these other issues. If he doesn’t, for the sake of the long-term security of the club, I don’t see how continuing to build up debt year on year with no solution to pay it off helps anybody.”

The published accounts provide a stark, quantifiable backdrop to these concerns, documenting a trend of deepening losses and escalating reliance on owner support with no clear, publicly articulated path to self-sufficiency.

Image Credit: www.swindonadvertiser.co.uk

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